Isabelle L. Freireich
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Isabelle L. Freireich

Financial Analyst

Isabelle Freireich is a Financial Analyst with Mercer Capital. Her practice includes engagements related to corporate planning and reorganizations, financial reporting, fairness opinions, litigation support, employee stock ownership plans, and estate and gift tax planning and compliance matters.

Education

  • Rhodes College, Memphis, Tennessee (B.A., Economics, 2024)

Authored Content

What Directors Should Know About the Valuation
What Directors Should Know About the Valuation
Family business directors need to understand the assumptions, methods, and changes behind a valuation, not just the final number. A thoughtful annual review and regular shareholder communication can support informed decisions and reduce surprises before an ownership transaction.
Family Business Director Blog
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What Family Business Directors and Shareholders Can Learn from an Annual Valuation
What Family Business Directors and Shareholders Can Learn from an Annual Valuation
Annual business valuations provide family business directors and shareholders with insight into the factors driving changes in company value, helping inform capital allocation, shareholder policies, and long-term financial planning. Establishing a consistent valuation process also supports more informed decisions and realistic expectations regarding future ownership transactions.
Family Business Director Blog
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September 2026 SAAR
September 2026 SAAR
U.S. light-vehicle sales moderated in September 2026, with the seasonally adjusted annual rate (SAAR) declining 3.5% month over month to 16.0 million units. Despite the decline, the industry continues to demonstrate relative stability, supported by replacement demand and resilient higher-income consumers
Auto Dealer Valuation Insights Blog Auto Dealerships
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August 2026 SAAR
August 2026 SAAR
August 2026 auto sales improved as SAAR rose to 16.8 million units, while tighter inventories, elevated transaction prices, and record August monthly payments continued to shape market conditions. Affordability remains the key constraint heading into September despite resilient demand and relatively balanced inventories.
Auto Dealer Valuation Insights Blog Auto Dealerships
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July 2026 SAAR
July 2026 SAAR
U.S. auto sales softened in July 2026 as affordability pressures continued to weigh on demand, while uneven inventory levels across manufacturers shaped days’ supply trends and competitive dynamics.
Auto Dealer Valuation Insights Blog Auto Dealerships
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What Should We Tell Shareholders When Results Are Strong, but the Dividend Is Not Increasing?
What Should We Tell Shareholders When Results Are Strong, But the Dividend Is Not Increasing?

You Asked. We Answer.

Strong business results do not always support a higher dividend when cash is needed for investment, debt reduction, working capital, or financial reserves. Directors can build shareholder confidence by clearly explaining how retained cash supports strategy and aligns with a consistent dividend policy.
Family Business Director Blog
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Mid-Year 2026 Review of the Auto Dealer Industry by Metrics
Mid-Year 2026 Review of the Auto Dealer Industry by Metrics
Mid-year 2026 auto dealer metrics point to improved inventory availability, continued affordability pressure, stronger fleet activity, and supportive vehicle miles traveled. These trends reinforce the importance of disciplined inventory management, margin protection, and investment in fixed operations.
Auto Dealer Valuation Insights Blog Auto Dealerships
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June 2026 SAAR
June 2026 SAAR
U.S. new-vehicle sales strengthened in June 2026 as improving inventories, resilient replacement demand, and stronger fleet sales offset persistent affordability challenges. Inventory conditions continue to normalize, while elevated financing costs and pricing pressures are expected to keep market growth modest through the remainder of the year.
Auto Dealer Valuation Insights Blog Auto Dealerships
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Are We Reinvesting for Growth — or Just Saying We Are?
Are We Reinvesting for Growth — or Just Saying We Are?

You Asked. We Answer.

Retaining earnings should be viewed as a capital allocation decision rather than an objective in itself. Directors and shareholders benefit when retained capital is tied to clear strategic initiatives, measurable returns, and transparent communication about expected outcomes.
Family Business Director Blog
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May 2026 SAAR
May 2026 SAAR
May 2026 delivered the first year-over-year SAAR increase of the year, supported by resilient demand and seasonal sales growth. Despite improving momentum, affordability pressures, uneven inventory distribution, and elevated vehicle costs continue to shape market performance and outlook.
Auto Dealer Valuation Insights Blog Auto Dealerships
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April 2026 SAAR
April 2026 SAAR
April 2026 auto sales reflect a moderating market shaped by affordability pressures, uneven demand, and shifting inventory dynamics. Performance continues to depend on pricing strategy, incentives, and alignment with consumer budgets.
Auto Dealer Valuation Insights Blog Auto Dealerships
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Don’t Let Strong Performance Mask Strategic Drift
Don’t Let Strong Performance Mask Strategic Drift
Strong performance in family businesses can conceal misalignment and delay critical strategic decisions. Regularly reassessing capital allocation and shareholder priorities ensures long-term alignment and resilience.
Family Business Director Blog
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March 2026 SAAR
March 2026 SAAR
March 2026 auto sales showed seasonal improvement, but affordability pressures and distorted year-over-year comparisons continue to shape market dynamics. Inventory imbalances and pricing trends highlight a bifurcated market heading into the spring selling season.
Auto Dealer Valuation Insights Blog Auto Dealerships
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February 2026 SAAR
February 2026 SAAR
In February 2026, the U.S. auto industry regained its footing after experiencing a 7.4% decline in the SAAR in January. From January to February, the SAAR increased by 6.3%, reflecting a notable increase from 14.8 million light total units sold in January to 15.8 million units sold in February. However, on a year-over-year basis, the SAAR fell 1.5% from February 2025, the fifth consecutive month of year-over-year decreases.
Auto Dealer Valuation Insights Blog Auto Dealerships
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January 2026 SAAR
January 2026 SAAR
January 2026 SAAR declined to 14.9 million units, reflecting seasonal weakness, weather disruption, and lingering effects from Q4 tariff and EV credit dynamics. While transaction prices and consumer spending remain firm, brand-level inventory divergence and affordability pressures are shaping margin outlooks for dealers.
Auto Dealer Valuation Insights Blog Auto Dealerships
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Understanding Seasonality in the Auto Industry
Understanding Seasonality in the Auto Industry
Auto retail has always been cyclical. While headlines often focus on the why (e.g. interest rates, inventory levels, or near-term economic uncertainty), seasonality remains one of the most consistent forces shaping monthly auto sales performance. Over the past decade, even amid supply chain disruptions and changing consumer behavior, the industry’s calendar-driven rhythm has remained remarkably durable.
Auto Dealer Valuation Insights Blog Auto Dealerships
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